Laporan Validasi Riset

Analisis Bibliometrik & Relevansi Riset

Hasil pengecekan relevansi indikator SSKI terhadap intensitas penggunaan dalam jurnal akademik dan riset kebijakan ekonomi (Bank Indonesia, IMF, World Bank).

236

High Impact

Sering dikutip di jurnal

461

Medium Impact

Pendukung analisis

Low Impact

Data administratif

2312

Total Indikator

Dianalisis

Metodologi Scoring

High Impact (Skor 5)

Keyword utama riset makroekonomi (e.g., "NPL", "Credit Gap", "Inflasi", "LCR"). Wajib dipertahankan (KEEP).

Medium Relevance (Skor 3)

Variabel sekunder atau pecahan (e.g., "Aset", "Dana Pensiun", "Kurs"). Diperlukan untuk breakdown analisis.

Low Impact (Skor 1)

Data operasional/administratif (e.g., "Jumlah Kantor", "Rincian Lokasi"). Kandidat kuat untuk DROP/Simplifikasi.

Bukti Empiris: Sitasi Jurnal & Publikasi

Credit-to-GDP Gap

NEW - Critical

Indikator utama dalam kerangka kebijakan makroprudensial (Countercyclical Capital Buffer).

Bukti Riset:

Warjiyo, P., & Juhro, S. M. (2019). "Central Bank Policy Mix: Issues, Challenges, and Policy Responses." Bank Indonesia.
Drehmann, M., & Tsatsaronis, K. (2014). "The credit-to-GDP gap and countercyclical capital buffers." BIS Quarterly Review.

Household Debt Service Ratio (DSR)

NEW - High

Indikator kerentanan sektor rumah tangga yang sangat dibutuhkan pasca-pandemi.

Bukti Riset:

IMF (2023). "Indonesia: Financial Sector Assessment Program." IMF Country Report No. 23/221.
Drehmann, M., & Juselius, M. (2012). "Do debt service costs affect macroeconomic and financial stability?" BIS Quarterly Review.

Non-Performing Loan (NPL)

KEEP - Core

Variabel paling standar dalam mengukur risiko kredit perbankan.

Bukti Riset:

Sari, N. P., et al. (2020). "Determinants of Non-Performing Loans in Indonesia." Jurnal Ekonomi & Studi Pembangunan.
Ghosh, A. (2015). "Banking-industry specific and regional economic determinants of non-performing loans." Journal of Financial Stability.

Liquidity Coverage Ratio (LCR)

NEW - Basel III

Standar likuiditas global baru menggantikan rasio tradisional.

Bukti Riset:

Hartage, D. (2018). "Impact of Liquidity Coverage Ratio on Bank Profitability in Indonesia." Bulletin of Monetary Economics and Banking.
Basel Committee (2013). "Basel III: The Liquidity Coverage Ratio and liquidity risk monitoring tools."

Sering dikutip